Should cyclists have insurance? To cycle on UK roads, you only need a bike and the ability to pedal. There aren’t that many restrictions on who can cycle and how, but should there be?
For motorists, the rules are a lot more strict, with defined age limits and compulsory insurance required before you can even think about getting behind the wheel.
Some people think this disparity between cyclists and motorists is unfair, so we posed the question to our readers to see what they thought about whether cyclists should be required to have insurance.
READ MORE: ‘Saved my life’: SurreyLive readers debate whether helmets should be a legal requirement for cyclists
There were nearly 250 responses to our question, with an overwhelming majority in favour of some sort of proposed insurance scheme which allows cyclists to be identified in the event of raising a claim. Those for cyclist insurance
Angela Collyer says: "Yes. Why shouldn’t they? They are road users as much as car drivers. Motorcyclists have to pay tax."
Alec Garnham agrees: "They should all be required to show a good level of knowledge of basic road manners. Insurance is vital for each bicycle and rider regardless of age."Trev Tomkins takes it a step further. He wrote: "Yes and pass tests, have MOTs on their bikes, have working front/rear lights and have to wear safety helmets and hi viz jackets. Also, be fined if they ride on pavements that are not dedicated cycle paths ." Those against cyclist insurance Michelle Cousins […]